LUME

Additional services

Payment Systems

Secure checkout, subscriptions and payouts. Three routes depending on where your customers are: Stripe for international sales, Maksekeskus for Estonia and the Baltics, and PayPal, Revolut Business or crypto as an additional layer.

from€780
  • Fewer abandoned carts thanks to local payment methods
  • Recurring revenue handled without manual invoicing
  • Reconciliation that matches the bank without a spreadsheet

Scope

What's included

Secure checkout, subscriptions and payouts. Three routes depending on where your customers are: Stripe for international sales, Maksekeskus for Estonia and the Baltics, and PayPal, Revolut Business or crypto as an additional layer.

Stripe checkout with Apple Pay, Link, card and Klarna options
01

Stripe: international

  • Cards worldwide, Apple Pay and Google Pay
  • Subscriptions, trials and usage billing
  • Tax, invoicing and customer portal
  • Webhooks into your own system
Maksekeskus checkout with Baltic bank links, card payment and delivery options
02

Maksekeskus: Estonia and the Baltics

  • All Baltic bank links: Swedbank, SEB, LHV, Luminor, Coop, Citadele, Šiaulių
  • Card payments plus Apple Pay and Google Pay
  • Most popular delivery methods for shops: Omniva, DPD, Smartpost, Venipak
  • Best fit for companies registered in Estonia
Revolut Pay and pay by bank checkout on mobile
03

PayPal, Revolut Business and crypto

  • PayPal checkout for cross-border buyers
  • Revolut Business payment links and payouts
  • Crypto payments as an optional third layer
  • Added on top of your main gateway

Process

How the process works

The same transparent path on every project, with automation built in from the start rather than bolted on at the end.

  1. 01

    Free consultation

    A 30 minute call where we map the goal, the current bottleneck and what a result is worth in money and hours. You leave the call with a direction, whether we work together or not.

  2. 02

    Scope and fixed quote

    We look at where your buyers are, your average order value and your accounting setup, then recommend one primary gateway and any additional layers, with fees compared in writing.

  3. 03

    Build sprints

    Checkout, webhooks, refunds and failure states are implemented and tested in a sandbox before a single live cent moves.

  4. 04

    Automation and handover

    Payment confirmations, invoices and accounting entries are generated automatically, so a sale no longer creates administrative work.

  5. 05

    Support that keeps it running

    Monthly retainer or on-demand hours: monitoring, iterations based on real data, and new automations as the business changes.

Client voice

What it feels like to work with us.

L
Lesya
Finland 🇫🇮

Artjom helped me turn my basic Canva portfolio into a fully functional website that feels much more professional and, most importantly, actually works for my business.

He added integrations that make it much easier for potential clients to navigate the site, understand what I offer and contact me without unnecessary friction.

Throughout the whole process, Artjom was extremely responsive, easy to work with and always made sure my vision was translated into the final result rather than pushing a generic solution.

I really appreciated how attentive he was to both the details and the overall user experience.

A
Anastasia
UGC Creator & Marketing Strategist

Insights

Notes on design, automation and running a business

Practical thinking from our studio, on product design, operations and the automation that gives teams their time back.

View all insights

Book a call

Let’s discuss your project.

A short conversation is often enough to uncover where the real opportunity lies. If it feels like the right fit, we’ll define the next steps together.

  • 30 minutes: focused and structured
  • Clarity on positioning, design and growth
  • Honest direction: even if we’re not the right fit
Free consultation

30 minutes that change the brief.

Pick a time that works. We’ll send a short questionnaire so the call is sharp from minute one.

We do not just create pretty websites, we build systems that buy your time back.